IDBI HOMEFINANCE LTD :: Loan Transaction process

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Loan Transaction Process :

A.	Enquiry
i)	Direct walk-in
ii)	Sourced by Channel Partners.
iii)	References.

B.	Inward
i)	Receipt of application, Relevant Documents.
ii)	Calculation of loan eligibility
iii)	Verification of documents.
iv)	Personal Discussion with customer.
v)	Explanation of company policies.
vi)	Field investigation.

C.	Sanction of Loan
i)	Loan approval based eligibility norms.
ii)	Receipt of Processing fee.
iii)	Issue of sanction letter.

D.	Disbursement of Loan
i)	Receipt of property documents.
ii)	Legal & technical verification.
iii)	Execution of loan documents.
iv)	Disbursement of loan based on progress of construction.